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Personal Finance topic: what policy is right for you? the answer depends on your circumstances and needs.

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Personal Finance topic: how to dispute a purchase; credit card purchases are protected under the law which gives consumers rights How to dispute a credit card purchase
 

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telephone rates have come down due to technology and competitive pressures. see how you can save money TELEPHONE  RATES
 

Personal Finance topic:  telephone stings; beware of the 809 scam, the 9-0-# scam, the Mexico collect call scam, telephone cramming
Stings on the Phone